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	<title>Comments for Frugal Me</title>
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	<link>http://frugalme.wordpress.com</link>
	<description>Keeping the Expenses Real</description>
	<lastBuildDate>Sun, 29 Nov 2009 18:40:56 +0000</lastBuildDate>
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		<title>Comment on This card makes no sense to me at all by Kat</title>
		<link>http://frugalme.wordpress.com/2009/11/29/weighing-up-credit-cards/#comment-1013</link>
		<dc:creator>Kat</dc:creator>
		<pubDate>Sun, 29 Nov 2009 18:40:56 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=549#comment-1013</guid>
		<description>I have one of the Go Fly cards, and before that I had a BNZ Flybuys card, which is much the same deal, only with Flybuys instead of Airpoints.  

The thing about the reward cards is that they&#039;re aiming for a completely different section of the market than any of the low rate cards are.</description>
		<content:encoded><![CDATA[<p>I have one of the Go Fly cards, and before that I had a BNZ Flybuys card, which is much the same deal, only with Flybuys instead of Airpoints.  </p>
<p>The thing about the reward cards is that they&#8217;re aiming for a completely different section of the market than any of the low rate cards are.</p>
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		<title>Comment on This card makes no sense to me at all by Perrin</title>
		<link>http://frugalme.wordpress.com/2009/11/29/weighing-up-credit-cards/#comment-1011</link>
		<dc:creator>Perrin</dc:creator>
		<pubDate>Sun, 29 Nov 2009 12:25:16 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=549#comment-1011</guid>
		<description>I have a National Bank Thoroughbred Visa which gives you 1% cashback at the end of the year. So if you spend $30000 you get $300 credited to your account.  

I think 1% is the portion of the merchant&#039;s fees that they can use to cover reward schemes.  So the rewards will work out to around that amount.  NBNZ just gives the money back to you (and probably avoids administration overheads of more complex schemes).

Of course it never makes sense to spend money just to get a reward.  But if you&#039;re going to use your credit card anyway, why not get something back for doing so?</description>
		<content:encoded><![CDATA[<p>I have a National Bank Thoroughbred Visa which gives you 1% cashback at the end of the year. So if you spend $30000 you get $300 credited to your account.  </p>
<p>I think 1% is the portion of the merchant&#8217;s fees that they can use to cover reward schemes.  So the rewards will work out to around that amount.  NBNZ just gives the money back to you (and probably avoids administration overheads of more complex schemes).</p>
<p>Of course it never makes sense to spend money just to get a reward.  But if you&#8217;re going to use your credit card anyway, why not get something back for doing so?</p>
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		<title>Comment on This card makes no sense to me at all by Martha</title>
		<link>http://frugalme.wordpress.com/2009/11/29/weighing-up-credit-cards/#comment-1009</link>
		<dc:creator>Martha</dc:creator>
		<pubDate>Sun, 29 Nov 2009 09:04:48 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=549#comment-1009</guid>
		<description>I did a similar calculation when we were &quot;invited&quot; to get an Amex card, and for only $100 or something, we&#039;d turbo boost it.  It was very similar, you had to spend a brazillion dollars to get a ticket to somewhere that would be supercheap anyway. Lame.</description>
		<content:encoded><![CDATA[<p>I did a similar calculation when we were &#8220;invited&#8221; to get an Amex card, and for only $100 or something, we&#8217;d turbo boost it.  It was very similar, you had to spend a brazillion dollars to get a ticket to somewhere that would be supercheap anyway. Lame.</p>
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		<title>Comment on This card makes no sense to me at all by artandmylife</title>
		<link>http://frugalme.wordpress.com/2009/11/29/weighing-up-credit-cards/#comment-1008</link>
		<dc:creator>artandmylife</dc:creator>
		<pubDate>Sun, 29 Nov 2009 08:36:12 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=549#comment-1008</guid>
		<description>I have a very ordinary very modest limit credit card with the BNZ which you earn flybuys on. You don&#039;t pay extra fees for that feature. 24 Flybuys points = 1 airpoint $</description>
		<content:encoded><![CDATA[<p>I have a very ordinary very modest limit credit card with the BNZ which you earn flybuys on. You don&#8217;t pay extra fees for that feature. 24 Flybuys points = 1 airpoint $</p>
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		<title>Comment on Secrets of the supermarket ninjas by Che Tibby</title>
		<link>http://frugalme.wordpress.com/2009/10/27/secrets-of-the-supermarket-ninjas/#comment-1001</link>
		<dc:creator>Che Tibby</dc:creator>
		<pubDate>Wed, 28 Oct 2009 23:09:34 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=539#comment-1001</guid>
		<description>was talking to 2nd chef about this one. you&#039;d expect to buy &quot;shares&quot; in the stock (say, 3% of 100 beasts). if the stock shrinks, your share shrinks too.

bit of a gamble, but could pay off with cheap meat some years.</description>
		<content:encoded><![CDATA[<p>was talking to 2nd chef about this one. you&#8217;d expect to buy &#8220;shares&#8221; in the stock (say, 3% of 100 beasts). if the stock shrinks, your share shrinks too.</p>
<p>bit of a gamble, but could pay off with cheap meat some years.</p>
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		<title>Comment on Secrets of the supermarket ninjas by artandmylife</title>
		<link>http://frugalme.wordpress.com/2009/10/27/secrets-of-the-supermarket-ninjas/#comment-1000</link>
		<dc:creator>artandmylife</dc:creator>
		<pubDate>Wed, 28 Oct 2009 08:56:33 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=539#comment-1000</guid>
		<description>I&#039;ll keep you guys posted</description>
		<content:encoded><![CDATA[<p>I&#8217;ll keep you guys posted</p>
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		<title>Comment on Secrets of the supermarket ninjas by artandmylife</title>
		<link>http://frugalme.wordpress.com/2009/10/27/secrets-of-the-supermarket-ninjas/#comment-999</link>
		<dc:creator>artandmylife</dc:creator>
		<pubDate>Wed, 28 Oct 2009 08:54:57 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=539#comment-999</guid>
		<description>I&#039;ve ben tryign to find similar models on the internet. There are some meat CSAs but its not quite the same thing. I&#039;d need to sort out details like what happens if the animal dies etc so I&#039;d like to see how others do it.

I am waiting to December to see if the farm is still available then. If so it might be a goer! Of and with 6 bedroms and 4 bathrms - plenty of room for guests :-)</description>
		<content:encoded><![CDATA[<p>I&#8217;ve ben tryign to find similar models on the internet. There are some meat CSAs but its not quite the same thing. I&#8217;d need to sort out details like what happens if the animal dies etc so I&#8217;d like to see how others do it.</p>
<p>I am waiting to December to see if the farm is still available then. If so it might be a goer! Of and with 6 bedroms and 4 bathrms &#8211; plenty of room for guests <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>Comment on Secrets of the supermarket ninjas by Che Tibby</title>
		<link>http://frugalme.wordpress.com/2009/10/27/secrets-of-the-supermarket-ninjas/#comment-998</link>
		<dc:creator>Che Tibby</dc:creator>
		<pubDate>Wed, 28 Oct 2009 08:12:48 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=539#comment-998</guid>
		<description>i dunno. the idea is great. maybe we could convince farmgeek to run with the idea.

plus, couriered food isn&#039;t *that* expensive. just not so environmentally sustainable.</description>
		<content:encoded><![CDATA[<p>i dunno. the idea is great. maybe we could convince farmgeek to run with the idea.</p>
<p>plus, couriered food isn&#8217;t *that* expensive. just not so environmentally sustainable.</p>
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		<title>Comment on Secrets of the supermarket ninjas by Clarke</title>
		<link>http://frugalme.wordpress.com/2009/10/27/secrets-of-the-supermarket-ninjas/#comment-997</link>
		<dc:creator>Clarke</dc:creator>
		<pubDate>Wed, 28 Oct 2009 07:45:17 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=539#comment-997</guid>
		<description>And just as an aside, try adding toasted pine nuts (purchased in bulk from Moore Wilsons or similar) plus a couple of anchovies to the broccoli and pasta recipe ... just about as cheap, and zings up the texture and flavour something wonderful.</description>
		<content:encoded><![CDATA[<p>And just as an aside, try adding toasted pine nuts (purchased in bulk from Moore Wilsons or similar) plus a couple of anchovies to the broccoli and pasta recipe &#8230; just about as cheap, and zings up the texture and flavour something wonderful.</p>
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		<title>Comment on Secrets of the supermarket ninjas by Stephen</title>
		<link>http://frugalme.wordpress.com/2009/10/27/secrets-of-the-supermarket-ninjas/#comment-996</link>
		<dc:creator>Stephen</dc:creator>
		<pubDate>Wed, 28 Oct 2009 07:42:26 +0000</pubDate>
		<guid isPermaLink="false">http://frugalme.wordpress.com/?p=539#comment-996</guid>
		<description>Sorry, as I say the very idea appealed so strongly that I lost my presence of mind.

But look, if you can&#039;t get 3 or 4 cheap-arsed foodies together in Dunedin, it&#039;s not going to work anywhere.</description>
		<content:encoded><![CDATA[<p>Sorry, as I say the very idea appealed so strongly that I lost my presence of mind.</p>
<p>But look, if you can&#8217;t get 3 or 4 cheap-arsed foodies together in Dunedin, it&#8217;s not going to work anywhere.</p>
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